Industry Solution
E-commerce Merchant Accounts with Lower Fees
Shopify, WooCommerce, BigCommerce, and custom cart integration. Lower interchange-plus rates, chargeback defense, and same-day deposits.
Secure & Compliant
Verified Protection
Independent Advisory
No lock-in contracts
Same-Day Deposits
Fast Funding
Local Support
Mon-Fri 8am-8pm MT
E-commerce Merchant Accounts
Built for Online Stores
E-commerce merchants pay too much on flat-rate processors like Shopify Payments and Stripe at scale. FINESSE places online stores on interchange-plus pricing with gateway integration for Shopify, WooCommerce, BigCommerce, Magento, and custom carts via NMI or Authorize.Net.
Online stores save 0.3 to 0.7 percent versus flat-rate processors
0.5%
Average rate reduction
40%
Chargeback win rate
$0
Long-term contracts
Key Features
Shopify integration
WooCommerce gateway
BigCommerce integration
Custom cart via NMI
Authorize.Net gateway
3DS & fraud filters
Chargeback defense
Same-day deposits
Frequently Asked Questions
E-commerce stores doing more than $20K per month benefit from interchange-plus pricing on a dedicated merchant account. FINESSE places online stores on Worldpay, Fiserv, or TSYS through gateways like NMI and Authorize.Net.
Yes. FINESSE provides a Shopify-compatible gateway with lower interchange-plus pricing while keeping all Shopify features.
Standard. FINESSE provides gateway plugins for WooCommerce, BigCommerce, Magento, and most custom carts.
FINESSE provides representment templates, AVS and CVV match logs, and 3DS authentication to win disputed chargebacks. Average win rate is around 40 percent.
Yes. FINESSE-placed gateways accept Visa, Mastercard, Amex, Discover, JCB, and Diners from most countries.
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