Industry Solution
B2B & Wholesale Payments with Level 2/3 Optimization
Level 2 and Level 3 interchange optimization, invoicing, ACH, and net terms billing. Built for wholesale distributors and B2B sellers.
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Verified Protection
Independent Advisory
No lock-in contracts
Same-Day Deposits
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Local Support
Mon-Fri 8am-8pm MT
B2B & Wholesale Payments
Level 2 & Level 3 Savings
B2B and wholesale merchants pay too much when commercial cards downgrade to standard interchange. FINESSE configures Level 2 and Level 3 data submission to qualify commercial transactions for the lowest interchange tiers, paired with B2B invoicing, ACH, and net terms billing.
Level 3 processing saves B2B merchants 0.7 to 1.2 percent on commercial cards
1%
Average rate reduction on commercial cards
95%
Level 3 qualification rate
$0
Long-term contracts

Key Features
Level 2 interchange data
Level 3 interchange data
B2B invoicing
ACH acceptance
Net terms billing
Card on file
Recurring billing
Same-day deposits
Frequently Asked Questions
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