1. Agreement

By accessing paywithfinesse.com or submitting an inquiry, quote request, or merchant application, you agree to these Terms of Service. If you do not agree, do not use the site.

2. Our Services

FINESSE is an independent sales organization and reseller of payment processing and POS solutions. Actual payment services are provided by our banking and processing partners under their own merchant agreements, which govern rates, fees, chargebacks, settlement, and account termination.

3. Quotes & Estimates

Savings estimates, calculators, and pricing shown on the site are informational only and depend on the accuracy of the information you provide, current card-brand interchange, and processor approval. Nothing on this site is a binding offer to process payments.

4. Acceptable Use

You agree not to:

Submit false, misleading, or fraudulent information.
Interfere with or disrupt the site, its security, or its infrastructure.
Use the site to violate any law or third-party rights.
Scrape, copy, or resell site content without written permission.

5. Intellectual Property

The FINESSE name, logo, site content, and design are owned by FINESSE or its licensors and are protected by intellectual property laws. Product names and logos of our partners belong to their respective owners.

6. Third-Party Services

The site links to and integrates with third-party services (processors, POS providers, CRM, analytics). We are not responsible for the content, policies, or practices of those third parties.

7. Disclaimers

The site is provided "as is" and "as available" without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law, FINESSE will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenue, data, or goodwill, arising out of your use of the site or the services.

9. Indemnification

You agree to indemnify and hold harmless FINESSE and its partners from any claims, losses, and expenses arising from your use of the site, your submissions, or your violation of these Terms.

10. Changes

We may update these Terms from time to time. Continued use of the site after changes means you accept the updated Terms.

11. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-laws principles. Any dispute will be resolved in the state or federal courts located in Florida.

12. Contact

Questions about these Terms? Email idan@paywithfinesse.com.